To be honest, it’s hard to keep track of all the talk about tariffs, especially when it comes to how they’ll affect us here in Minnesota. I’ve heard everything from higher prices on groceries to costlier cars. While the experts sort out the politics and policies, I started wondering: what can we do now to prepare and save a little money, just in case things get more expensive?

The good news? There are some simple, practical ways to put a little extra cash back into your pocket, your savings account, or your retirement fund.

Photo by Ray Shrewsberry on Unsplash
Photo by Ray Shrewsberry on Unsplash
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SUMMER IS A GREAT TIME TO GET AHEAD

Let’s start with something timely: food. We’re heading into peak summer growing season, which makes now the perfect time to grow your own vegetables—or support local growers at farmers markets. It’s not just about buying fresh produce; it’s about preserving it. Clean out your pantry and freezer, stock up on freezer bags and canning supplies, and start building up your stash of fruits and veggies. Come winter, you’ll be glad to reach for your own home-grown frozen corn or home-canned tomatoes instead of buying them.

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CHANGE UP YOUR PROTEIN ROUTINE

Speaking of food, consider incorporating more affordable proteins into your diet. Dried beans, lentils, and other plant-based proteins can stretch your budget a lot farther than steak or chicken. Even just swapping out a couple of meals a week can add up to serious savings.

And don't think you need to buy all-new canning gear to get started—garage sales, thrift stores, and online marketplaces like Facebook Marketplace are treasure troves for gently used jars, lids, and tools.

Photo by Luke Michael on Unsplash
Photo by Luke Michael on Unsplash
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MADE IN THE USA

Shopping for furniture, clothing, or kitchenware? Keep an eye out for “Made in the USA” labels. Domestically made products aren’t subject to tariffs, which means they could stay more affordable than imported alternatives.

Photo by Declan Sun on Unsplash
Photo by Declan Sun on Unsplash
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VEHICLE PARTS

And here’s something most people don’t think about: vehicle parts. If your car relies on parts manufactured overseas, now might be a smart time to stock up—before tariffs drive those prices higher.

Whether or not you understand every detail of the new tariffs, one thing’s for sure: a little preparation now could mean a lot less financial stress later.

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